Bank Holidays in India 2025

Types of Bank Holidays in 2025

Bank holidays are divided into two categories: National Holidays and Government Holidays.

National Holidays

India observes three national holidays, also known as Gazetted holidays, when banks and financial institutions are closed: 

• Republic Day
• Independence Day
• Mahatma Gandhi Jayanti

Government Holidays

Government holidays are classified into state government and Central government holidays. State holidays vary by state, while Central government holidays are observed nationwide. Here are several examples: 

Central Government Holidays

• Makar Sankranti
• Good Friday 
• Eid al-Fitr
• Christmas Day
• Holi
• Dussehra
• Diwali

State Government Holidays

Maharashtra:

1. Maharashtra Day 

1. Guru Nanak Jayanti 

Goa:

1. Goa Liberation Day 

1. Shigmo Festival 

Haryana:

1. Haryana Day 

1. Teej 

Tamil Nadu: 

1. Pongal 

1. Tamil New Year 

Karnataka: 

1. Karnataka Rajyotsava 

1. Ugadi

RTGS and NEFT Holidays in 2025

RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer) enable cash transfers between banks. Both systems are maintained by the Reserve Bank of India and have been available 24/7 since 14 December 2020.

Bank Holidays on Second and Fourth Saturdays

In addition to the aforementioned bank holidays, banks also remain shut on the second and fourth Saturdays of each month. If a month has five Saturdays, the fifth Saturday will be a bank working day. Earlier banks used to work half a day on all Saturdays.

Brief Description of Bank Holidays in 2025

1. Ambedkar Jayanti: This holiday commemorates the birth of Dr. B. R. Ambedkar, the architect of the Indian Constitution. Observed on 14 April, it involves events and discussions about his significant contributions to society. Various organizations and institutions hold ceremonies to honour his legacy. 

1. Bakrid/Eid al-Adha: Celebrating Ibrahim's willingness to sacrifice his son as an act of obedience to God, this Islamic festival is widely observed. It involves communal prayers, feasting, and the sacrifice of animals, emphasising charity and community spirit. The day brings families and friends together to share festive meals. 

1. Diwali: Known as the festival of lights, Diwali symbolises the victory of light over darkness and good over evil. It involves fireworks, decorative lamps, sweets, and family gatherings. The festival is marked by prayers and rituals to welcome prosperity and happiness. 

1. Christmas Day: This holiday celebrates the birth of Jesus Christ, observed on 25 December each year. It is marked by church services, festive meals, and the exchange of gifts among family and friends. The day fosters a spirit of joy, love, and community. 

1. Gandhi Jayanti: Observed on 2 October, this holiday marks the birthday of Mahatma Gandhi, the Father of the Nation. It involves prayers, memorials, and discussions about his teachings on peace and non-violence. The day serves as a reminder of his contributions to India's independence. 

1. Good Friday: This solemn day commemorates the crucifixion of Jesus Christ and is observed during Holy Week. Many Christians participate in church services, reflecting on the significance of sacrifice and redemption. It is a day of mourning and contemplation. 

1. Holi: Known as the festival of colours, Holi celebrates the arrival of spring and the harvest season. People joyfully play with colours, share sweets, and engage in festive music and dance. The festival promotes unity, forgiveness, and the joy of life. 

1. Janmashtami: This holiday celebrates the birth of Lord Krishna, a significant figure in Hinduism. Observed with fasting, devotional songs, and reenactments of his life, it is a time for spiritual reflection. Many devotees visit temples and participate in community celebrations. 

1. Maha Shivaratri: A major Hindu festival, Maha Shivaratri celebrates the night of Lord Shiva. It involves night-long vigils, prayers, and offerings at temples dedicated to Shiva. Devotees often observe fasting and engage in spiritual practices throughout the night. 

1. May Day: Also known as International Workers' Day, May Day celebrates the achievements of workers and their rights. It is marked by rallies, demonstrations, and events advocating for labour rights. The day highlights the importance of solidarity among workers. 

1. Republic Day: Celebrating the adoption of the Constitution of India, Republic Day is observed on 26 January. The day features military parades, cultural performances, and flag hoisting ceremonies across the country. It is a significant occasion that showcases national pride and unity. 

1. Ugadi: Marking the New Year in Andhra Pradesh, Karnataka, and Telangana, Ugadi is celebrated with traditional dishes and festivities. It is observed on a specific lunar date and involves prayers for prosperity in the coming year. Families come together to share meals and engage in cultural activities. 

1. Vaisakhi: Celebrated by Sikhs and Hindus, Vaisakhi marks the New Year for Sikhs and the harvest season. It involves processions, prayers, and community feasts. The festival is significant for its cultural and spiritual meaning in both communities. 

1. Independence Day: Observed on 15 August, this holiday commemorates India's freedom from British rule. It is marked by flag hoisting, parades, and cultural events across the nation. The day serves as a reminder of the sacrifices made for independence and the importance of national unity. 

1. Mahaveer Jayanti: This holiday honours the birth of Mahaveer, the last Tirthankara in Jainism, observed on 4 April. It is celebrated with prayers, processions, and teachings focused on non-violence and compassion. Devotees reflect on his teachings and engage in charitable acts. 

Be Money - Smart with our App

A good credit score can help you secure lower interest rates on loans and credit cards.

Get Free Credit Score