HDFC Infinia Credit Card Metal Edition

The benefits offered by HDFC Bank Infinia Credit Card Metal edition are given below:

Hotel and Dining

• At participating ITC hotels, you can book a stay for three nights and pay for two.
• Buffets at participating ITC hotels are 1+1 free.

Membership of Club Marriot

Free Club Marriott membership for the first year, which grants access to up to 25% off on food and beverage bills and up to 20% off on the Best Available Rate on rooms at participating Marriott hotels across India and the Asia-Pacific region.

The Club Marriott membership also includes a complimentary spouse membership with card-only benefits, a Member's Night on Mondays (buy one drink, get a second drink free) and a Member's Day on Tuesdays (50% off the food bill and 25% off the beverage bill) at participating outlets. 

Golf Privileges

• Unlimited Free golf games at prestigious courses in India and on select international courses.
• At a few golf courses in India, unlimited free golf instruction is available.
• Call the concierge on 1800 118 887 or 022 42320226 to make a reservation.
• A 100% green fee waiver is available at select golf courses worldwide. 

Additional Benefits

Other additional benefits offered by HDFC Bank Infinia Credit Card Metal edition are given below:

• Revolving Credit: Take advantage of low-interest revolving credit on your HDFC Bank Infinia credit card.
• Zero Liability for Lost Cards: If you report the loss of your HDFC Bank Infinia Credit Card to our 24-hour call centre right away, you are not responsible for any unauthorised purchases made with your Credit Card.

• Foreign Currency Mark-up: The 2% mark-up is the lowest possible for all currency transactions.
• Interest-Free Credit Period: From the date of purchase, your HDFC Bank Infinia Credit Card is interest-free for up to 50 days.

Concierge

On availing this card, you can enjoy 24x7 personal concierge across the globe. Some of the benefits offered by Concierge are:

• Assistance with a private meal

• Planning an event and recommendations
• International delivery of gifts
• Golf Scheduling
• Arranging an itinerary and making reservations
• Meet-and-greet services at airports and more.

• Planning an event and recommendations
• You can call the toll-free number 1800 118 887 or on the landline number 022 42320226 for any Concierge-related assistance. 
• For other card-related assistance, you can contact HDFC Bank Customer Care on the toll-free numbers 1800 1600 or 1800 2600, or on +91 22 6160 6160 from outside India.

Lounge Access

Given below are the benefits related to lounge access you can enjoy as a holder of HDFC Bank Infinia Credit Card Metal edition:

• Enjoy unlimited complimentary access to domestic airport lounges in India with your card, and to 1,000+ international airport lounges outside India through Priority Pass, as a primary or add-on cardholder. 

Good Food Trail Program

• Take advantage of fantastic dining advantages with the Good Food Trail program.
  

Fuel Surcharge Waiver

All fuel stations in India will waive 1% of the fuel surcharge on purchases between Rs.400 and Rs.1 lakh. The waiver is capped at Rs.1,000 per statement cycle, and no reward points are earned on fuel transactions.

Smart EMI

You have the choice to turn large purchases made with your HDFC Bank Infinia Credit Card into EMIs once they are made.

Contactless Payment

This card comes with the contactless payment feature. This ensures that you make your payment in a safe and secure manner with the card never leaving your hand.

Insurance

• A Rs.3 crore accidental air death insurance policy.
• In case of emergency, emergency foreign hospitalisation up to Rs.50 lakh.
• Credit Shield cover of up to Rs.9 lakh.

Reward Points and Cashback

Reward points and Cashback offered by HDFC Bank Infinia Credit Card Metal edition are given below:

• On every Rs.150 spent in retail, including on insurance, utilities, and education, you will receive 5 reward points.
• Earn up to 10 times more reward points on your travel and shopping expenses with Smartbuy Flight and Hotel Bookings via Smartbuy at a value of 1 RP = Re.1.
• Apple products and Tanishq vouchers via Smartbuy at a value of 1 RP = Re.1.
• Conversion of Airmiles through Netbanking at a value of 1 RP =up to 1 Airmile Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = up to Rs.0.50.

• Cashback against the statement balance at the rate of 1 RP = up to Rs.0.30.

You can use SmartBuy or Netbanking to redeem the reward points collected.

As a welcome benefit, you receive 12,500 reward points on fee realisation and card activation, and a further 12,500 reward points as a renewal benefit once the renewal fee is realised and the card is activated. 

A maximum of 2 lakh reward points can be redeemed in a statement cycle. Redemptions for flights, hotel bookings and Airmiles are capped at 1.5 lakh reward points per month, redemptions against the statement balance are capped at 50,000 reward points per month, and reward points can be redeemed for up to 70% of the bill value on Apple products and Tanishq vouchers, with the remaining amount paid by credit card.

Fees and Charges of HDFC Bank Infinia Credit Card Metal Edition

Spend Rs.10 lakh or more in the previous 12 months to receive a waiver of the renewal membership cost for the next year.

For Infinia cards sourced before 18 October 2021, the joining fee and the renewal fee are Rs.10,000 plus applicable taxes each, and the renewal fee is waived on spending Rs.8 lakh or more in the year before the renewal date. 

An over-limit fee of 2.5% of the over-limit amount, subject to a minimum of Rs.550, applies when card usage exceeds the assigned credit limit, and the minimum amount payable is 5% of the total outstanding balance or Rs.200, whichever is greater. 

Eligibility Criteria

HDFC Bank Infinia Credit Card is a super premium credit card and you can avail this card by invitation only.

HDFC Bank assesses eligibility and informs selected customers personally if they qualify for the card. 

Summary 

The HDFC Infinia Credit Card Metal Edition is HDFC Bank's invite-only, super-premium metal card, combining reward points, a 24x7 global concierge, unlimited airport lounge access, hotel, dining and golf privileges, and insurance cover. It carries a joining and renewal fee that can be waived once the annual spend threshold is met. If HDFC Bank invites you, compare the fees and benefits on this page before you accept the card. 

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