Canara Bank Credit Card

Canara Bank VISA Classic Credit Card

The Canara Bank VISA Classic Credit Card is a no-fee credit card with up to 50 days of interest-free credit and rewards accrued on every transaction, accepted across India and worldwide. The credit card is an excellent choice for anyone looking for a payment method that offers a simple and flexible way to handle expenditures for everyday purchases and online transactions. 

 Key Highlights: 

1. No Joining or Annual Fees 

1. Up to 50 days of interest-free credit 

1. Accepted in India and Around the World 

1. Rewards associated to use of credit card: 2 points per Rs.100 spent on PoS and e-commerce transactions 

1. Easy EMI conversion via the app 

 Eligibility: 

1.  Individuals: Rs.1 lakh minimum annual gross income 

1. Staff Members: Rs. 60,000 minimum annual gross income with Rs.4,000 net monthly salary 

Features & Benefits: 

1. Exciting discounts for PoS and online shopping at all vendors 

1. Cash withdrawal at ATM (50% CL or Rs.50,000 whichever is lower) 

1. Fraudulent charge cover at Rs.2,00,000 

1. Baggage and purchase protection at Rs.25,000 

1. For Accident cover -Rs. 4 lakhs for air accident, and Rs.2 lakhs for other accidents for self. 

1. EMI Conversion available at 13%–14% per annum with transaction charges from Rs.100 to Rs.200 

1. Seasonal offers include domestic flight bookings, hotels, bus and cab discounts. 

Canara Bank MasterCard World Credit Card

The Canara Bank MasterCard World Credit Card offers upto 50 days of interest-free credit and premium features such as airport lounge access and no limit on rewards on every transaction. Best suited for high-value spenders looking for convenience and exclusivity. 

Key Highlights: 

1. Upto 50 days of interest-free credit 

1. Domestic and International acceptance 

1. Rewards: 2 rewards per Rs.100 spent at PoS / e-commerce 

1. Ease of EMI conversion via Canara ai1 app 

1. Withdrawal of cash at ATM & other non-financial services 

1. Shopping at PoS & online at discounted prices 

1. Airport Lounge Access at no cost (Domestic: 3 self + 2 guest quarterly; International: 2 self + 2 guest annually) 

1. Joining & Annual Fee: Nil 

Eligibility: 

1. Individuals: Minimum gross annual income of Rs.10 lakh 

1. Staff: Minimum gross annual income of Rs.60,000, and net monthly salary not less than Rs.4,000. 

Features & Benefits: 

1.  Maximum Credit Limit: Rs.50,00,000 

1.  Cash withdrawal limit: 50% or Rs.50,000 of total credit limit, whichever is lower 

1.  Cash withdrawal Fee: Rs.30 x per Rs.1000 withdrawn 

1.  Fraudulent charge cover: Rs.5,00,000 

1.  Baggage and purchase protection: up to Rs.25,000 

1.  Accidental cover: Rs.8 lakh (air), Rs.4 lakh (spouse); Rs.4 lakh (other), Rs.2 lakh (spouse) 

1.  EMI conversions: 13% to 14% p.a., Rs.100 to 200 transaction fee 

1.  Discounts for GoIbibo flights, hotels and buses as well as outstation cabs. 

Canara Bank Rupay Platinum Credit Card 

Enjoy interest-free credit for as long as 50 days, and an elite suite of enhanced benefits and rewards to meet the needs of frequent shoppers and travelers with Canara Bank Rupay Platinum Credit Card. If you are a frequent shopper or traveler, this is a card for you, with seamless domestic and international acceptance for all types of transactions either online or offline. 

Key Highlights: 

1. Airport Lounge Access Fee: (Domestic - 2 per quarter for self; International - 2 per year for self) 

1. Up to 50 days interest-free credit 

1. Domestic and International acceptance 

1. Rewards: 2 points per Rs.100 spent on PoS and e-commerce transactions 

1. EMI conversion with ease via Canara bank app 

1. ATM Cash withdrawal & other non-financial services 

1. Special Offers when shopping at PoS & online 

1. Joining & Annual Fee: Nil 

Eligibility: 

1. Individual: a minimum annual gross income: Rs.2 lakh 

1. Staff members: with a minimum annual gross income of Rs. 60,000 and Net take-home pay not less than Rs. 4,000 in a month. 

 Features & Benefits: 

1. Maximum Credit Limit: Rs. 50,00,000; Minimum Credit Limit Rs. 50,000 

1. Cash Withdrawal Limit: 50% of Credit Limit or Rs. 50,000, whichever is lower  

1. Cash Withdrawal Charges: The Charges for use of an ATM will be Rs.30 for every Rs. 1,000 cash withdrawn from the ATM; no additional charges in-plus  

1. Fraudulent Charge Cover limit of Rs 5,00,000. 

1. Baggage & Purchase Protection up to limit of Rs.25,000 

1. Accidental Cover (Travel) - including student travel, spouse: Rs.8 lakh; other: Rs.4 lakh, spouse: Rs.4 lakh; other: Rs.2 lakh. 

1. Charges for EMI Conversion - Minimum Rs.100; 2% of the transaction; maximum Rs.1680. 

Canara Bank Rupay Select Secured Credit Card  

The Canara Bank Rupay Select Secured Credit Card combines secured credit convenience with premium benefits like airport lounge access, concierge services, and exclusive merchant offers. It is designed for individuals seeking both financial security and rewarding spending.  

Key Highlights: 

1. Up to 50 days interest-free credit 

1. Accepted internationally and domestically 

1. Rewards: 2 Points for every Rs.100 for PoS and e-commerce spend. 

1. Option for easy EMI conversion through the Canara ai1 app. 

1. Lounge Access (2 complimentary in domestic lounge/year; 2 complimentary in international lounge/ year) 

1. Joining fee and yearly Fees: Nil 

1. Comfort of 24 x 7 concierge service for travel, dining and reservations. 

1. Merchant offers & Discounts on seasonal offers. 

Eligibility: 

1. For Individuals: minimum annual gross income of Rs.10 lakh 

1. For Staff: minimum annual gross income of Rs.60,000 net take home with his/her gross salary not less than Rs.4000 Respective monthly payment. 

Features & Benefits: 

1. Credit limit ranges from Rs.1 lakh to Rs.50 lakh 

1. Maximum credit limit in the month; Rs.50,00,000 

1. Systematic cash withdrawal facility at ATMs service charge will be Rs.30 for Rs.1k. 

1. Revolving credit by repaying via alternate banking channels 

1. Death due to personal accident cover /termination: up to Rs.8 lakh for self and Rs.4 lakh for spouse (Air), Rs.4 lakh for self, and Rs.2 lakh for spouse (Other). 

1. Baggage and purchase/ transit protection: up to Rs.25,000. 

1. Welcome offers: Gift voucher from Croma; Discount offer from Apollo Pharmacy; Offers from Snapdeal. 

1. Cashback offer: 5% utilities bill payments and eating out, capped at Rs.50/month. 

1. Lounge access: Domestic (2 per quarter, 30 lounges in 11 cities), International (2 per year, 500+ lounges in 300+ cities) 

Canara Bank MasterCard Standard Credit Card 

Canara Bank MasterCard Standard Credit Card comes with a benefit of 50 days interest-free credit on all transactions along with rewards on all transactions which makes it suitable for all the routine purchases across on-line payments and transactions at the outlets of merchants. So, enjoy the comfort of the card with basic features to manage your finances and EMIs. 

 Key Highlights: 

1. Maximum 50 days interest-free credit  

1. Domestic & International acceptance  

1. Rewards: 2 points for every Rs.100 spent on PoS/ e-commerce transactions  

1. Canara ai1 app for easy EMIs  

1. ATM cash withdrawals & other non-financial services  

1. Joining & Annual Fee: Nil  

Eligibility: 

1. For individuals only: Minimum annual gross income of Rs.1 lakh or equivalent  

1. For staff members: Minimum annual gross income of Rs.60,000 and net take home pay not less than Rs.4,000 monthly  

Features & Benefits: 

1. Maximum Credit limit: Rs.5,00,000 

1. Maximum cash withdrawal limit: 50% of credit limit or Rs.50,000 whichever is lower 

1. Minimum cash withdrawal charges: Rs.30 per Rs.1,000 withdrawn 

1. Cover for fraudulent charges: Rs.2,00,000 

1. Baggage & Purchase protection: up to Rs.25,000 

1. Accident cover Rs.4 lakh (air), Rs.2 lakh (spouse); Rs.2 lakh (other), Rs.1 lakh (spouse) 

1. EMI conversion charges: minimum Rs.100, 2% of the transaction, maximum Rs.200

Canara Bank VISA Corporate Credit Card

The Canara Bank VISA Corporate Credit Card offers corporate organizations up to 50 days of interest-free credit. The bank expects you to make a number of business purchases on behalf of your firm. This is especially beneficial to corporations that want to manage their cash flow in a flexible manner and feel comfortable with their employees spending money on behalf of the firm. 

Key Highlights: 

1. Interest free credit of up to 50 days 

1. Widely accepted domestically and internationally 

1. ATM cash withdrawals and other non-financial uses 

1. Joining Fee: Rs.400 / Annual Fee: Rs.400 

1. Limits specific to corporate organizations: maximum Rs.2,00,00,000; add-on card limit Rs.25,000 

1.  Access to seasonal offers for travel and e-companies 

Eligibility: 

1. Annual Income: firm's annual gross income must be at least Rs.2 lakh per annum 

1. Credit Card Limits: corporate credit card limit cannot be more than 30% of the firm's gross annual income 

1. Corporate credit cards will have to issue at least one Add-on card with 30% limit should be between Rs.50,000 to Rs.200 lakh. 

Features & Benefits: 

1. Cash withdrawal limit - 50% of credit limit with overall limit maximum is Rs.5 lakh. 

1. Cash withdrawal transaction/travel charge is 3% of the transaction amount minimum charge is Rs.30 per Rs.1,000 withdrawn. 

1. Rate of interest after the nominated credit period will be 2.5% monthly or 30% per year. 

1. Fraudulent Charges (if you are charged for services or goods not ordered): The Cardholders are covered for the total amount of Rs.2,00,000. 

1. Baggage and/or purchase protection: maximum of Rs.25,000. 

1. Accident Cover: Rs.4,00,000 (air); Rs.2,00,000 (spouse); Rs. 2,00,000 (other); Rs.1,00,000 (spouse). 

1. Reward Point: N/A

Canara Bank VISA Gold Credit Card

Canara Bank VISA Gold Credit Card is a smart credit tool that gives you up to 50 days interest-free credit, exciting reward programmes as well as an option for EMI conversion. It is suitable for normal shopping purchases and generally for online purchases too. Cardholders can use their card in a secure way in India and abroad if they are looking for flexibility with benefits. 

Key Highlights: 

1. Up to 50 days interest free credit.  

1. Domestic and International transactions accepted. 

1. Rewards - 2 points for every Rs.100 spent either through e-commerce and PoS transactions. 

1. Easy EMI conversion through Canara ai1 app.  

1. Cash withdrawal through ATM and other non-financial services.  

1. Buy at PoS and online retailers with discounts.  

1. Maximum credit limit Rs.25,00,000.  

1. Joining and Annual Fee are NIL.  

Eligibility: 

1. For Individuals: Minimum annual gross income of Rs.2 lakh.  

1. For Staff members: Minimum annual gross income of Rs.60,000 and net take home salary less than/staying at Rs.4,000 per month. 

Features and Benefits: 

1. Cash Withdrawal Limit: 50% of Credit limit or Rs.50,000 whichever is lower.  

1. Cash Withdrawal Charges: 3% transaction amount, minimum of Rs.30 for every Rs.1,000.  

1. Fraud Charges: Rs.5,00,000.  

1. Baggage and Purchase cover: up to Rs.25,000.  

1. Accident cover: Rs.8 lakh (air); Rs.4 lakh (spouse); Rs.4 lakh (other); Rs.2 lakh (spouse).  

1. EMI Conversion Fees: Rs.100 minimum; 2% of transaction amount, capped at Rs.200.  

1. EMI rate is 13% p.a. for less than 1year, 14% p.a. for 1 year  

1. Markup on Forex transactions: 3% 

Canara Bank VISA Gold Secured Credit Card

The Canara Bank VISA Gold Secured Credit Card delivers up to 50 days of interest-free credit with rewards and EMI options, combining security with convenient domestic and international usage. It is ideal for cardholders looking for flexible spending with added protection. 

Key Highlights: 

1. Interest-free credit for up to 50 days 

1. Accepted at domestic and international PoS and online outlets 

1. Earn 2 reward points per Rs.100 spent on purchases 

1. EMI conversion available via Canara ai1 app 

1. ATM cash withdrawals and other non-financial services 

1. Maximum credit limit of Rs.25,00,000 

1. Joining & Annual Fee: Nil 

1. Seasonal offers on travel bookings including flights, hotels, buses, and outstation cabs 

Features & Benefits: 

1. Cash withdrawal allowed up to 50% of credit limit or Rs.50,000, whichever is lower 

1. Charges for cash withdrawal: 3% per transaction, minimum Rs.30 per Rs.1,000 

1. Interest on overdue balance: 2% per month (24% per annum) 

1. Protection against fraudulent charges: Rs.2,00,000 

1. Baggage and purchase coverage: Rs.25,000 each 

1. Accident cover: Rs.4 lakh (air) / Rs.2 lakh (spouse); Rs.2 lakh (other) / Rs.1 lakh (spouse) 

1. EMI conversion fees: Rs.100 minimum, 2% of transaction, maximum Rs.200 

1. EMI rates: 13% p.a. for periods under 1 year, 14% p.a. for 1 year and above

Canara Bank Credit Card Reward Points

Documents Required for Canara Bank Credit Card

To complete the process of applying for a Canara Bank credit card, you need to submit the following documents.

1. Passport size photo
2. Copy of PAN card
3. In case of NRI customers, the passport is required
4. Income proof
5. Form 16
6. Latest Balance Sheet
7. Salary certificate
8. IT assessment order/Latest IT returns

The bank may require more documentation at its own discretion.

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